National Consumer Disputes Redressal Commission ordered to pay full insured amount.

Consumer Protection Act, 1986 Section

21 Consumer Protection Act, 2019, Section 51 - Uni Home Care Policy - Personal Accident - Insurer paid half of sum insured as full and final settlement - Challenged - Held, lower Forum misread - and misinterpreted terms of policy - Insurer illegally reduced 50% of claim - Sum insured of Rs.41/- lacs for Personal Accident not jointly for two borrowers rather on death of any of insured, capital sum insured payable - Respondent directed to pay Rs.20,50,000/- with interest @9% per annum from 01.01.2012 till date of payment.

(National Consumer Disputes Redressal

Commission)